Spanish - Free Kasasa Cash®

Cuenta gratuita Kasasa Cash®

Esta súper cuenta de cheques gratuita paga una tasa de interés alta, y devuelve las comisiones de cajeros automáticos a nivel nacional* cada mes, tan solo por hacer un par de cosas que te ahorrarán tiempo y dinero al hacer tus operaciones bancarias.

Además, puedes sacarle más jugo a tu cuenta si la unes a una cuenta de ahorros Kasasa Saver®, la cual recibe depósitos automáticos de tus recompensas cada mes. ¡Así podrás ahorrar sin siquiera darte cuenta!

Detalles
  • 0.76% APY* en saldos de hasta $25,000 si se cumplen los requisitos
  • De 0.76% a 0.51% APY en saldos de más de $25,000 si se cumplen los requisitos (dependiendo del saldo en la cuenta)*
  • 0.05% APY* en todos los saldos, si no se cumplen los requisitos
  • Reembolsos de comisiones de cajeros automáticos a nivel nacional (hasta $25 por mes)*
  • Enlázala a Kasasa Saver para hacer crecer tus ahorros
  • No requiere un saldo mínimo para ganar recompensas
  • Sin cargos mensuales por servicio
  • Banca y pago de cuentas en línea gratis
  • Banca móvil gratis
  • Estados de cuenta electrónicos gratis
  • Tarjeta de débito gratis
  • Protección contra robo de identidad gratis
  • K360 gratis
  • Asegurada por la FDIC
  • Depósito mínimo de $100 para abrir la cuenta

Es fácil ganar tus recompensas

Llenar los requisitos para ganar estas grandes recompensas es tan fácil que seguramente ya lo haces. Para ganar tus recompensas, simplemente necesitas realizar las siguientes actividades y transacciones en tu cuenta de cheques gratis Kasasa Cash en cada ciclo mensual de elegibilidad:

  • Tener al menos 12 compras con tarjetas de débito con firma registradas y saldadas
  • Inscribirte y recibir avisos de estados de cuenta electrónicos mensuales
  • Tener por lo menos un depósito directo o débito automático registrado y saldado

Si no llenas los requisitos en un mes, no te preocupes. La cuenta sigue siendo gratuita, y sigues ganando intereses a la tasa base de 0.05% APY.* Además, ¡puedes volver a ganar tus recompensas el próximo ciclo de mensual de elegibilidad!

*Qualifications Information: Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Bank as ATM or transactions and purchases made with non-First Bank issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 0.76%; and balances over $25,000 earn 0.50% interest rate on the portion of balance over $25,000, resulting in a range from 0.76% to 0.55% APY depending on the account's balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.

Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle.. APY = Annual Percentage Yield. APYs accurate as of 01/07/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, Bill Pay or ACH debit, and receipt of electronic statements are condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, Kasasa 360) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number as the primary account holder. There are no recurring monthly service charges or fees to open or close this account. Contact a First Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.